🏖️ Retirement Calculator

Estimate your retirement savings at the target date.

🏖️

Retirement Calculator

Financial

Inputs

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How to Use This Calculator

  1. 1

    Enter your current retirement savings.

  2. 2

    Enter your planned monthly contribution.

  3. 3

    Enter years until you plan to retire.

  4. 4

    Enter expected annual return rate (historically ~7% for diversified index funds).

  5. 5

    Click Calculate.

How It Works

Uses compound interest with monthly contributions. The power of compounding means even small regular contributions grow significantly over long time horizons.

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Frequently Asked Questions

Historically, diversified stock index funds have returned ~7-10% annually before inflation. A conservative estimate of 6-7% is reasonable for long-term planning.

Why Use This Tool

  • Instant, accurate results
  • No registration required
  • 100% free forever
  • Works on all devices
  • Privacy — no data stored