Estimate your monthly auto loan payment including trade-in, down payment, and sales tax.
Car Loan Calculator
Financial
Inputs
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Enter the vehicle price, down payment, and trade-in value.
Enter sales tax, APR, and loan term in months.
Click Calculate.
Loan amount = price × (1 + tax) − down payment − trade-in. Monthly payment uses the standard amortization formula. Shorter terms cost more per month but much less in total interest.
It lowers the payment but raises total interest and the risk of owing more than the car is worth.